Personal Insurance Process
The Personal Insurance process involves taking time to clarify your needs.
The number of times we need to meet or talk on the phone will depend upon the complexity of your situation.
We don’t jump in with a pre-conceived idea of what insurance you either need or want.
Discussions will focus on your circumstances, goals and ideas.
The initial meeting aims to talk about different options & strategies available and to agree on an approach to insuring you. The only policy pursued will be the one that meets your needs.
We will also look at your budget to see if you can afford the proposed insurance. Can the appropriate cover be paid – partially or fully – from the balance of your superannuation account rather than out of your pocket?
If the proposal is unaffordable, we will revisit the options and levels of cover to find a combination of cost and coverage you are happy with.