Investing in shares & managed funds

Investing wisely generates income and capital growth, creating wealth over time. Investing is different from saving.

Saving involves little to no risk, but the returns on your savings is low.

Investing can involve greater risk but should result in greater returns. A good portfolio will also reduce risk and minimise the chance of loss, but whatever happens, the amount of risk and investment volatility is set by you.

How you invest and the tax structures and strategies you use, either in your name, via a company, trust or through your superannuation, is just as important as the underlying investment selection.

FinAdvice Financial Planning Bathurst
FinAdvice Financial Planning Bathurst

How can we help you invest?

You may have avoided getting financial advice because you’re not sure how a financial adviser can help you. You may also think you’ll have to pay for a comprehensive and expensive financial plan.

Depending on the kind of advice you need, you may not…advisers mostly add value by helping you sort out your financial goals and working with you to develop a plan to achieve them over time.

Most importantly, working with an adviser will help you turn thought into action, especially if you tend to put things off.

What Do You Want?

You may have identified a specific area of need and require advice solely on that area. Phone us to find out how we can help.

FinAdvice Financial Planning is authorised to advise on the following areas:

  • Superannuation
  • Retirement Income Streams
  • Tax Effective Investment Strategies
  • Wealth Creation
  • Wealth Protection
  • Estate Planning (in co-operation with your legal adviser)
  • Direct Share/Equity Investing
  • Self Managed Superannuation Funds (in co-operation with your Accountant)
  • Share Transaction Buy/Sell Services
FinAdvice Financial Planning Bathurst
FinAdvice Financial Planning Bathurst

Invest In Your Name Or Through Super?

There are benefits and disadvantages to investing in your name, just as there are benefits and drawbacks of investing through a company, trust or your superannuation fund, but how do you decide which is best for you?

You are not expected to know the answers; we’ll get to know you, listen to you, assess your needs, and make a recommendation.

We will explain our thoughts and only proceed when if you are comfortable and understand the issues, risks and benefits.

Structures available to you include:

  • Wrap/Investment accounts
  • Industry Super funds
  • Public offer Superannuation funds
  • Self Managed Superannuation Funds (In cooperation with your Accountant)
  • Allocated/Account Based Pensions
  • Pre-Retirement/Transition-to-Retirement Pensions
  • Annuties
  • Shares/equity investing – direct, via wrap portfolio or through managed funds
  • Exchange Traded Funds (ETF’s) – domestic and/or international exposure
  • Tax effective Investment Bonds

Protecting Your Income And Your Wealth

It is impossible to predict the future – the best we can do is “expect the unexpected.”

Planning to combat situations beyond your control is wise, and investing in insurance is the way to do this.

FinAdvice Financial Planning is able to advise and arrange the following types of insurance;

  • Life Insurance
  • Total & Permanent Disability Insurance
  • Income Protection/Salary Continuance Insurance
  • Personal Trauma Cover
  • Key Man Insurance
  • Business Continuance Cover
  • Advice and strategies on Buy/Sell agreements for business owners and their families
FinAdvice Financial Planning Bathurst
Investment Planning
Investment Planning

Investing in shares & managed funds

Fin Advice - Superannuation
Superannuation Advice

Setting up your Super or SMSF

Retirement Planning
Retirement Planning

Invest and build your wealth

Personal Insurance
Personal Insurance

TPD, Trauma, Income & Life Insurance

Get in Touch

Contact FinAdvice Financial Planning